Terms of Service

1. Acceptance of Terms

By accessing or using the Kousika Neerkarangal website and services, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you must not use our services.

2. Donations

All donations made through our platform are subject to the following conditions:

• Donations are non-refundable unless required by law
• We reserve the right to refuse or return any donation at our discretion
• Donations are processed through Razorpay, and their terms of service apply to payment processing
• Tax exemption certificates will be issued as per applicable laws

3. User Conduct

You agree not to:

• Use our services for any unlawful purpose
• Impersonate any person or entity
• Interfere with the security features of the website
• Attempt to gain unauthorized access to our systems
• Submit false or misleading information

4. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Kousika Neerkarangal and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

5. Limitation of Liability

Kousika Neerkarangal shall not be liable for any indirect, incidental, special, or consequential damages resulting from the use or inability to use our services, even if we have been advised of the possibility of such damages.

6. Indemnification

You agree to indemnify and hold harmless Kousika Neerkarangal, its officers, directors, employees, and agents from any claims, damages, liabilities, costs, or expenses arising out of your use of our services or violation of these terms.

7. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Kerala, India.

8. Changes to Terms

We reserve the right to modify these terms at any time. Your continued use of our services after such changes constitutes acceptance of the new terms.